Connect, formerly Ameriprise. It’s the insurance offered through Costco for executive members. I’ve been with them for 8 years—very happy. Wife and I haven’t had any tickets or at fault accidents for 15 years +, but I think they stop counting for discount purposes after 10 or so. Unlimited number of tows and great service.
My wife got t-boned 5 years ago by an uninsured driver. They covered it no problem, paid us more than KBB value, waived our deductible and didn’t raise our rates a smidge. Not only did they not raise the rates, shortly thereafter they went down almost 30% when the loyalty discount kicked in.
We’ve had too tier companies like liberty mutual, etc and no one has been better.