I've read a few thread on leasing and this being my first least, wanted to share my breakdown. I read on here many people say that US Bank adds the 7,500 to the total or at the end of vehicle. When looking at the lease, that doesn't seem to be 100% correct. When financing a car, we pay a financing fee 0% - 3.9%. I assume when leasing the car, we do the same. Pay some form of financing fee %. That is on the leasing contract as a value, rather than indicating what % you are paying. Base Car w/tax = 84,200 - downpayment = 5,000 =============== total = 79,200 - residual value = 51,284 (the value Tesla determine it cost after 3 years of ownership) =============== total = 27,916 financing + 7,515 (this is the financing charge for leasing the car, I assume for me it's 3.7%) =============== total = 35,431.72 (this is the total you will be paying for the lease lease/mo = 36 months =============== total 984.21 per month leasing before sales tax My lease mileage is 15,000 That is what my lease breakdown is, hope that helps anyone who is curious what does the lease agreement look like. So my my question is if you were to finance the car over 6 years, at 3 years mark, wouldn't the cost be similar? I think the only advantage for finance is lower interest rate, but need higher down payment to sustain low monthly fee. While leasing u have lower monthly fee, but higher interest rate. Their GAP insurance coverage is a bit cryptic lol.