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My Model 3 was attacked in my drive way.
- Thread starter Kyle Fett
- Start date
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In the UK, has to be where you say it is stored / parked. US may be different.
Oh how very unfortunate. Only a day or so you were going to have it parked in the driveway and this happened. I don't believe the homeowners policy will cover it from what I read.
Does Homeowners Insurance Cover Car Damage in Your Driveway? - Policygenius
While homeowners insurance doesn’t cover damage to your car — even if it’s in your driveway — it may pay to replace personal belongings that are damaged or stolen from it.
www.policygenius.com
mgs333
Member
I'm sorry to hear, hope it gets resolved without too much trouble. Can you tell us which insurance company it is so we know to avoid them? Unless you discontinued comprehensive which it sounds like you did.
fholbert
Active Member
M3_Performante
Member
rpiotro
Active Member
Sue whom? The crazy man? Do you really think he has the means to pay a claim like that?
I see you're not too familiar with Florida.. stranger things have happened there
Most of the time storage insurance just allows you to keep the plate on it. Motor vehicles shows it as insured. It is the absolute bare minimum insurance. If you took the car out and it got totaled most likely the insurance will not cover the collision on your car. I have a vehicle with storage coverage, and I would not be covered if I took it out and had an accident.
BigNick
Infamous Fat Sweaty Guy
The pillars are very strong, but I wouldn't trust the glass to hold even half of my body weight standing, let alone stomping on it.
If you have the perp's blood, you have DNA and all sorts of other things that can be tested. If they were drunk/high on some sort of substance they should be liable for all damages. Not that if they are an habitual drug user they'd have $44K lying about, it would have all went into their nose/arm/whatever the hell they do with "bath salts"/etc.
This sounds really unfortunate.... with that being said, what it appears to me to be is the OP in effect saying the following:
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"I joined this website to post about my car being totaled in my driveway by another person, after I had removed all insurance coverage on it. Does anyone have any suggestions for me regarding the fact that I have all this damage on my car without insurance coverage?"
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"I joined this website to post about my car being totaled in my driveway by another person, after I had removed all insurance coverage on it. Does anyone have any suggestions for me regarding the fact that I have all this damage on my car without insurance coverage?"
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As some have said, this should be easily covered under the "comprehensive" coverage that virtually every auto policy has. The good thing about that is that for underwriting purposes, a claim under "comp." is treated differently than an accident claim. It won't (or shouldn't) increase your rates at all, or nearly as much, as an accident loss claim.
It would be if the owner actually had any insurance coverage, but it sounds like they didnt.
Being an old school ICE petrol head if I was the (not) insured I would use this as an opportunity. The only damage is to the roof. Make it a convertible. That will cost a lot less than 44k
As an aside, I am struggling to see where that 44 k of damage is. Has the OP obtained several different quotes from different body shops?
As an aside, I am struggling to see where that 44 k of damage is. Has the OP obtained several different quotes from different body shops?
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