i do have video just need to figure out how to make it smaller to share..
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i do have video just need to figure out how to make it smaller to share..
It covers car here, just have to pay deductible sometimesI thought uninsured motorist insurance only covered Bodily injury and not the car?
The worst thing can be if you bought the car for 65k, owe some 60k on it, and it is totaled at 48k value. Then, you are 12k under water. I'm not saying it is your case, but I can easily see such cases now, when Elon decided to low the price.
Well, at least you don't have to wait for a long repair I suppose. I was kind of wondering looking at the pictures, that tire was hit pretty hard. Hopefully insurance makes you whole and you can find a replacement quickly. Only thing you might miss out with is no USS.OK .. got the news today. on my 2022 Model Y ( 7 months old and 2,993 miles) the car has been Totaled... frame damage est. to repair was over $45,000
If one has no gap insurance, and her/his car was totaled with the payout equal to the current new car, there might be a situation the owner will still own to the bank the difference, so that unlucky person will have to pay the difference to the bank first before getting into buying a new car. That was my concern.I think "totalled" was the best outcome, and I disagree that you're "under water" the difference between what you paid and current value. I mean, technically you were *already* under water by that much when prices dropped (we all are).
Instead of having to deal with repairs, rental car, waiting, diminished value, etc... now you'll just get a brand new car.
It just seams unfair that i would have to pay when it wasnt even my fault the other guys insurance should make it right.. all i want is a new car and the same payment. my car was mint.. added tint all windows and Paint Protection car was perfect.. well guess i will wait and see what happens (fingers crossed)
Gap insurance covers the difference of loan vs payoutIf one has no gap insurance, and her/his car was totaled with the payout equal to the current new car, there might be a situation the owner will still own to the bank the difference, so that unlucky person will have to pay the difference to the bank first before getting into buying a new car. That was my concern.