You can install our site as a web app on your iOS device by utilizing the Add to Home Screen feature in Safari. Please see this thread for more details on this.
Note: This feature may not be available in some browsers.
And this is why the TeslaCam is awesome. I got rear-ended and didn’t worry about a police report since I had video. There was no refuting the video evidence.actually it will help the situation. Police report is important. When I was 18 I was rear ended, and didn’t get a police report. The other driver admitted fault at the scene but changed their story during the claim so it was my word against theirs. But If I had gotten a police report, they use that as it’s the most credible.
As for gap insurance, sure I probably should have purchased it but hopefully it’s not totaled. We should know by their week. Worst case, I’ll have it totaled and buy the car back cheaper, I’ve had a friend do that
And this is why the TeslaCam is awesome. I got rear-ended and didn’t worry about a police report since I had video. There was no refuting the video evidence.
Don’t forget about a Diminished Value claim. In the event it is repaired, it will never be worth “market value” in the future. So if you would have been able to sell it for 40k but it’s only valued at 30k because of said accident, you have means towards that 10k difference.
Seen a bunch of reports of rear end collisions. Any chance the brake lights aren’t always coming on when you’re sitting there in ‘hold’?
@moswissa, We had an accident last Feb - someone going higher speed over 25 mph at school zone (where traffic is at slow due to morning school drop-off) hit our X with wife and 2 kids in it. No one needed emergency care, the police came to the scene and took report.
I called Tesla and USAA from the scene of accident and had flat-bedded the car to a Tesla authorized body repair shop. USAA worked with the shop for repair/valuation.
USAA deemed the car total loss - but only valued the X about 55K, and we owe 89K. This was a 6 month old car at less than 5K miles. I reviewed the valuation report and pointed out several missteps like options/features not accounted for, and wrong battery/model config. And that the valuation was low due to comparing it to recent sale but the wrong model/trim. They even had mileage at 15K - I proved it wrong by showing what the Tesla App had.
They came back with about 89K, enough that my Gap Covarage was not even needed.
So for us it worked out having the car deemed a total loss. Just make sure they provide a just valuation for the car.
actually it will help the situation. Police report is important. When I was 18 I was rear ended, and didn’t get a police report. The other driver admitted fault at the scene but changed their story during the claim so it was my word against theirs. But If I had gotten a police report, they use that as it’s the most credible.
As for gap insurance, sure I probably should have purchased it but hopefully it’s not totaled. We should know by their week. Worst case, I’ll have it totaled and buy the car back cheaper, I’ve had a friend do that
In California, when a collision is the fault of another, your gap insurance is irrelevant. (If the accident is your fault, you exclusively deal with your own insurance company, and are at the mercy of the policy contractual terms.)oh I went beyond that, I called police and got a report with their statement and their information just in case they try to twist things later on. They seemed respectful and upset about it esp since I had my kids in the car. Whatever, mistakes happen. I just hope it’s not a total because I don’t have gap insurance
In California, when a collision is the fault of another, your gap insurance is irrelevant. (If the accident is your fault, you exclusively deal with your own insurance company, and are at the mercy of the policy contractual terms.)
The at-fault party is responsible for making you whole. This includes:
1. Rental vehicle for the entire time your car is being repaired or evaluated as a total. That rental vehicle must be similar to the vehicle damaged or totaled.
2. A repair at a service provider approved by the manufacturer, not the cheap-ass one they will probably push you to use.
3. DIMINISHED VALUE: do not forget to insist on DV as part of any settlement where your car is repaired. You will lose $$$ upon sale when the accident shows up in the buyer's research, and you are entitled to recoup that up front from the at-fault party.
Be careful with buying a car that was totaled. If it ends you with a salvage title, Tesla will disable Supercharging on the vehicle. The idea is if was bad enough to total there may be unknown damage to the battery pack or other parts of the charging system.
I called my insurance and had them deal with the at-faults company. My insurance got reimbursed for all expenses. I paid the deductible, but was reimbursed by my insurance once the at-fault’s paid.What I don't understand (in my late 30's now, no accidents) is how you process an accident. Assuming I'm stopped at a light and someone rear ends me, that's pretty straight forward. But, let's say the people that hit me admit fault and it's uncontested blame. They have GEICO. I have Progressive, for example. I don't have a relationship with GEICO, so I can't just call them and be like "Hey your people hit me, so you gotta pay up!"
Likewise, let's say I have a $500 deductible for collision. Do I call my own insurance company and file my own claim? Progressive, in my example, would have a relationship with me: I'm their insured. But, I shouldn't be out of my own pocket because of their client's uncontested error. Do they (Progressive) recover my deductible from GEICO directly, or make me pay the $500 and then refund me that $500 upon recovery?
What I don't understand (in my late 30's now, no accidents) is how you process an accident. Assuming I'm stopped at a light and someone rear ends me, that's pretty straight forward. But, let's say the people that hit me admit fault and it's uncontested blame. They have GEICO. I have Progressive, for example. I don't have a relationship with GEICO, so I can't just call them and be like "Hey your people hit me, so you gotta pay up!"
Likewise, let's say I have a $500 deductible for collision. Do I call my own insurance company and file my own claim? Progressive, in my example, would have a relationship with me: I'm their insured. But, I shouldn't be out of my own pocket because of their client's uncontested error. Do they (Progressive) recover my deductible from GEICO directly, or make me pay the $500 and then refund me that $500 upon recovery?
In California, when a collision is the fault of another, your gap insurance is irrelevant. (If the accident is your fault, you exclusively deal with your own insurance company, and are at the mercy of the policy contractual terms.)
The at-fault party is responsible for making you whole. This includes:
1. Rental vehicle for the entire time your car is being repaired or evaluated as a total. That rental vehicle must be similar to the vehicle damaged or totaled.
2. A repair at a service provider approved by the manufacturer, not the cheap-ass one they will probably push you to use.
3. DIMINISHED VALUE: do not forget to insist on DV as part of any settlement where your car is repaired. You will lose $$$ upon sale when the accident shows up in the buyer's research, and you are entitled to recoup that up front from the at-fault party.
Gap insurance is a supplement to your collision and comprehensive coverages. All three of these are contractual between you and your insurer. The at-fault party must make you whole, including a "like" replacement or equivalent costs. Too many people roll over and accept less than what they need to be in the position they were in prior to being hit by the asshat.Btw care to share the source regarding gap insurance not needed when not at fault? I can’t find that info anywhere
Since then, I like my cameras and having cameras on every side of the vehicle is better than any police report.