Thanks for your serviceI don't think I'd actually take delivery in early Jan, I think when I lift the hold I go to the back of the queue so probably more like June or whatever, not that it really matters.
In my case the hold has nothing to do with the tax credit. I'm ex-military and retired and getting ready to move back home, and I want to buy the new house first so I can move straight into it, then sell the old house. To do that I'm going to have to be able to qualify for two mortgages at the same time so I need to keep my debt-to-income ratio acceptable, and I just don't make enough in retirement pay to qualify for two mortgages plus another $800/mo car loan for the Tesla plus my existing car loan. So I put the Tesla on hold so I can buy the second house first, then I'll buy the Tesla.
But as an unplanned bonus, yeah, I might end up getting a tax credit/refund too, which would be great since I'll probably have to sell some stock anyhow in 2022.
But I thought 2022 tax credit becomes refundable so pretty irrelevant if you sell stock or not—what I’m saying is do not make your decision on stocks based on ev credit…