The only issue with refinancing is you have to wait like 3 months i think before you can do so title has a chance to get where it needs to go and by then where will rates be not to mention all the rates I look at refinance is considered used and the rates are higher with a few exceptions
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Recent MYP Delivery Estimates
- Thread starter Tdriver
- Start date
honoraryorange
Member
Bad news for me today - new EDD 
back to a 4 week window when I was just inside an 11 day window. This is getting a bit irritating at this point.
MYP Blue/White, no Tow no FSD
OD May 17
EDD: Late July - Early Sept
EDD2: June 24 - July 8
EDD3: Aug 3 - Sep 7 (Updated June 25)
EDD4: Aug 12 - Sep 9 (Updated July 21)
EDD5: Aug 4 - Aug 15 (Updated July 30)
EDD6: Aug 20 - Sep 17 (Updated Aug 5)
Washington, near Seattle.
back to a 4 week window when I was just inside an 11 day window. This is getting a bit irritating at this point. MYP Blue/White, no Tow no FSD
OD May 17
EDD: Late July - Early Sept
EDD2: June 24 - July 8
EDD3: Aug 3 - Sep 7 (Updated June 25)
EDD4: Aug 12 - Sep 9 (Updated July 21)
EDD5: Aug 4 - Aug 15 (Updated July 30)
EDD6: Aug 20 - Sep 17 (Updated Aug 5)
Washington, near Seattle.
Thank you for mentioning that! Didn’t even think about that!
I’m stuck between just giving up the car and cancel the order so I can wait till January or take it now. Partly want it now because of still fairly favorable rates and good trade values, but part of me wants the $7500 next year…
The refinancing situation would be the worst of both. Miss out on $7500 AND maybe get stuck with a 4.5+ rate…
I’ll give it a few more hours and then call Tesla and ask if I can push it till the end of next week because my credit union isn’t open on the weekend and 48 hours just wasn’t enough time.
Also, still waiting on my trade in value from Tesla, no way am I going to blindly schedule my delivery before I even know what they’ll give me on the trade! They haven’t responded to my text message asking about what tires this vehicle has OR me asking how long the trade offer takes (my little nudge for someone to hit the buttons faster).
BUT, the same number has texted me twice reminding me to schedule delivery…
Something to keep in mind
Claiming the Federal Tax Credit
A tax credit means an EV buyer will receive up to a $7,500 reduction in their tax liability for the year. But this is a flat credit, which means it is only worth the full $7,500 if the individual’s tax bill is at least $7,500. If an EV buyer has a tax bill of, say, $3,000 at the end of the year, the EV tax credit can only be a maximum of $3,000. The IRS will not go over and above this total tax liability figure, and in this example, the remaining $4,500 of the EV’s total tax credit will not be useable. Furthermore, that unused portion will not apply to future years’ taxes.Claiming the federal tax credit occurs when filing a yearly tax return. The IRS has included a section that addresses the purchase of electric vehicles. Like anything else tax-related, it is best to consult an accountant or tax expert to claim an EV tax credit correctly.
Right, that would fully offset my taxes plus allow me to covert some money from a workplace 401k to a workplace Roth.
All of that doesn’t matter though since Tesla doesn’t qualify currently for those tax credits. The new bill will make them a point of sale if you don’t have enough tax liability. I would be fine if they’re retroactive even just as the standard written bill in effect now (so not refundable or point of sale), but as it stands right this moment, it’s $0.
Correct. This was if you decided to wait. Or for anyone else that might be considering it.
Where are people going for a good loan rate? Like to start thinking about locking something in.
Seems like local credit unions are the best deals right now, that’s what I did. There is a big thread on it here.
I went with Alliant credit Union because they also are a lender Tesla uses but third party they are and better rates. But they brag about there experience dealing with Tesla and actually have regular loans and Tesla loans. Probably could have found a little better rate but I like the piece of mind they will work quickly and know what they are doing
Did they run out of blue paint?! Mine also got bumped again today.Bad news for me today - new EDD
MYP Blue/White, no Tow no FSD
OD May 17
EDD: Late July - Early Sept
EDD2: June 24 - July 8
EDD3: Aug 3 - Sep 7 (Updated June 25)
EDD4: Aug 12 - Sep 9 (Updated July 21)
EDD5: Aug 4 - Aug 15 (Updated July 30)
EDD6: Aug 20 - Sep 17 (Updated Aug 5)
Washington, near Seattle.
honoraryorange
Member
There were very few blues delivered at the end of the last quarter, too. At this point I'm wondering if I should swap to red lol
I Originally ordered on March 15th for Grey/Black/Tow, 2 weeks ago I changed to Blue since my kids said he like blue better and today I finally received my vin f517 in email and I went to Tesla this afternoon a SA told me the car just left from factory and it’s on the way and normally takes 3-5 days to canada
After talking to my SA there are 2 seperate systems to estimate delivery. The EDD we have on the tesla app, and an internal system where they ‘soft match’ that helps them estimate when a VIN will be assigned and car delivered. These 2 systems dont always correlate with each other. For example i have an EDD of 8/11-8/20 with no VIN. Their internal system however says that I will likely be assigned a VIN in late august and delivery expected in early September.
To sum it up… none of it makes sense.
To sum it up… none of it makes sense.
MYP MSM/Black
OD: 5/2.
Vined today F515.
EDD 8/9 - 8/13.
Delivery location: Salt Lake City, Utah
OD: 5/2.
Vined today F515.
EDD 8/9 - 8/13.
Delivery location: Salt Lake City, Utah
honoraryorange
Member
I've had the feeling there were 2 systems. But it seems like 90% of SAs won't acknowledge the internal one.
Well I lost $200 on my trade value, $70,200 when about 15 days ago it was $70,400.
After tax I believe it’ll be $4,600 out of pocket to go from my 19 month old Model Y LR to a brand new Performance Y… I’m thinking yes to this, lol
Anyone know of a lender that has a decent rate on an 84 month term that moves fast (mainly electronic and could get a loan written in a day?) I’m only financing about $30k…
After tax I believe it’ll be $4,600 out of pocket to go from my 19 month old Model Y LR to a brand new Performance Y… I’m thinking yes to this, lol
Anyone know of a lender that has a decent rate on an 84 month term that moves fast (mainly electronic and could get a loan written in a day?) I’m only financing about $30k…
I think a Tesla loan is up to 4.49%. Love to do better than that but don’t know where to go.
I got an 84 month at Alliant a few weeks ago for 4.29 but they are already up to 4.69 or something close for 84 months, but they do move fast and are one of the lenders Tesla uses as their lenders. So they are experienced with tesla.
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