Much of the back and forth are myths, if you ask me
To begin, just following Teslas simple advice will keep your battery fine with no issues. It will not give the lowest degradation though.
You can see that calendar aging is higher above 55%. Any time above increase the degradation. To reduce degradation its good to have more time at or below 55%, than above.
Temperature also has an impact but most people can not do anything about it.
View attachment 985115
To reduce the back and forth thing, I throw in sources for my statements and and to stress that that picture above is valid (its virtually the same as a lot of other research), I add a few pictures from other research:
Cut in another way of displaying, this is actual model S cells tested in the same way (time about 6 months or so, so basically the same rate as above):
View attachment 985117
This is actual model 3 cells, only three different SOC’s but they match the first picture very well.
View attachment 985119
I guess the above is data enough to make the case. All other research reports also implies about the same thing. No single report supports the forum myths (like 80% giving the least degradation, that below 20% is bad and that you need to drive asap after a 100% charge).
I call them myths as they are very present in forums and facebook etc. and even delivered on a silver plate by media from time to time and still no data / facts supporting them.
From above you now know that if the SOC stays below 55% the battery wear less.
So reducing the time above 55% is a good idea.
If you (‘n your wife) are happy with 55% to 20-25%, this will give the lowest degradation. Below 20% is very very safe, so only range anxiety need to be adjusted for.
The other solution, if 55% doesn’t feel comfortable is to use more than 55% but to make sure to charge late, thats making sure the charging (set via scheduled charging) is finished shortly before the drive. One hour or 1.5-2h before is safe (range anxiety safe).
Many people think that the cycles cause a lot of wear. Well, they do not.
From your numbers I get it your Y is driven about 20K miles a year? That is about 75 FCE (Full Equivalent Cycles) each year.
Pictures for source below, but the end conclusion is that cycles wear very little so you should not stare blindly on that.
This is Tesla model 3 cells, cycled in small steps. 75 FCE is causing less wear than 1% a year.
View attachment 985122
Here is another test, using 50-0% (3.7-3.8V lines. 1000 FCE causes about 10% loss so 1% per 100 FCE or so.
View attachment 985123
In the end, using 55% charging level and charging late is the best option for low degradation.
This is summarized how to think:
In your case I would do:
-55% unless more actually is needed ( = longer drive than the daily commute).
- Set the scheduled charging to be finished one hour or two before the next days drive.