You adjust it, then plug it in. That would be silly to have to plug it in, then run around and figure out how to adjust it before it tripped the breaker. The adjustment is only grayed out if you are Supercharging.
You don't need to worry about adjusting it anyway. Using the UMC's NEMA 14-50 adapter will automagically set it for you, unless you want set it below 32 amps.
And no, you shouldn't use a 50A breaker in a 50A subpanel.
My electrician advised me accordingly and said since I might run power from the main one day, it wouldn't hurt to use the 14-50 now and bring in a new supply since the car maxes at 32A anyways. He advised that given that, it's totally fine to use the 14-50. I could've installed a different receptacle, but using anything but a 50A on a 14-50 is a code issue in itself, but for this use case, totally fine since it can be controlled. He also stated the wiring used is rated and designed for 50A continuous and closer to 60A for short periods of time, he also inspected the overall quality of the connections and said the breaker is in great shape. He also said I could consider putting a 60A breaker on the main to allow for temporary over-usage but he felt given 32A max and 18 left over, it'd be highly unlikely I'd ever trip with the loads I have. I may put a donut meter on it and see how things go. I appreciate all the arm-chair electrical feedback. I won't lose any sleep over it.
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