I just used Carolina Cooperative Federal Credit Union and they were amazing. Hustled to FedEx my check to me. 2.49% for 84 months if your credit is over 730 or so. Plus two months deferred first payment so you can use the extra cash to get your wall charger or ppf installed.Anyone have any leads on a good credit union with competitive rates that can do business in FL? I have top tier credit and am really just looking for one that can beat the rates through Tesla (2.29 for 72). Open to 60-84 month terms. Thanks.