Tesla loan comparison spreadsheet - auto updates hourly

[rx_for_assyria]

Lightstream.com will match and beat any loan you are approved for by .10%, so if you applied to the CU you mentioned, you could get 1.89% via lightstream. I did this with my Model 3, which I just sold.

Will likely do the same with the Model Y I have on order.

Lightstream no longer matches/beats loans that are traditional (secured/collateral), the rate must be for an unsecured loan for them to beat it.
They must have changed the terms of their rate beat program recently as this was not the case last year.

 

[Schwarma]

How long did Tesla take to get back to you if you emailed Tesla Finance to shop around for another rate other than the standard 2.49% US Bank?

 

[geekflyer]

How long did Tesla take to get back to you if you emailed Tesla Finance to shop around for another rate other than the standard 2.49% US Bank?

~2-3 hours

 

[Jackspat2]

~2-3 hours

I have a model 3 on order. Is there a way in my account to email them or should I reach out to my advisor. Or is there a separate email? Not sure how people are communicating with Tesla finance. I got the normal 2.49% from US Bank for 72 months. Have 800+ credit score.

 

[BB1000]

I have a model 3 on order. Is there a way in my account to email them or should I reach out to my advisor. Or is there a separate email? Not sure how people are communicating with Tesla finance. I got the normal 2.49% from US Bank for 72 months. Have 800+ credit score.

I think you can apply through your account, but here is their email address.

[email protected]

Literally just sent them an email 5 minutes ago.

 

[Jackspat2]

Thanks! I emailed and within an hour got 2.19% for 72 months with BMO Harris. This is just an amazing car company. A dealership would never do this.

 

[dncpunke]

Not sure if I'm too late or not as I have a delivery date for my M3 on 12/7 but I just emailed them as well. Will see what happens. Excellent credit and got the default 2.49%

 

[dncpunke]

Not sure if I'm too late or not as I have a delivery date for my M3 on 12/7 but I just emailed them as well. Will see what happens. Excellent credit and got the default 2.49%

UPDATE: Took 20 minutes and they replied with 2.19% from Chase. Amazing customer service.

 

[dalaialana]

UPDATE: Took 20 minutes and they replied with 2.19% from Chase. Amazing customer service.

Ugh I emailed them on Friday and still haven't heard anything. Also got the default 2.49% with US Bank but hoping to get a better rate with Chase.

 

[floridaisflat]

Yesterday I received a text asking me to schedule delivery, which I do.

Today Tesla changes my approved 2.49% to 3.79% because it expired.

Today I cancelled my Tesla.

 

[SergeiNew]

Yesterday I received a text asking me to schedule delivery, which I do.

Today Tesla changes my approved 2.49% to 3.79% because it expired.

Today I cancelled my Tesla.

How long ago did you get approval?
Isn’t valid for 60 days?

 

[floridaisflat]

It was through TD Bank. Tesla credit told me they only do 30 days. Nothing change about my credit, which is excellent, other than an 11 point hit from them running my credit

 

[SergeiNew]

It was through TD Bank. Tesla credit told me they only do 30 days. Nothing change about my credit, which is excellent, other than an 11 point hit from them running my credit

Ugh, sorry for you, man. I just checked with Tesla finance that US Bank approval valid for 60 days.

 

[floridaisflat]

Ugh, sorry for you, man. I just checked with Tesla finance that US Bank approval valid for 60 days.

The car was for my wife so she's none to happy. Just came to despise Tesla customer support. Tesla doesn't care if you buy their cars or not because people are buying them quicker than they can make them.

The real issue is trying to return all the accessories we ordered including a set of TSportline Wheels/Tires.

 

[jose3030]

UPDATE: Took 20 minutes and they replied with 2.19% from Chase. Amazing customer service.

How many months?

 

[dncpunke]

How many months?

72

 

[jose3030]

72

Weird even the Chase bank loan website lists 2.99 for them for 72 months.
Did you need to show proof or just ask via email?

 

[dncpunke]

Weird even the Chase bank loan website lists 2.99 for them for 72 months.
Did you need to show proof or just ask via email?

I just asked via email and they switched me to chase 2.19% within 20 minutes

 

[jose3030]

I just asked via email and they switched me to chase 2.19% within 20 minutes

Alright bet.

 

[barronlroth]

UPDATE: Took 20 minutes and they replied with 2.19% from Chase. Amazing customer service.

What was your original email to them? I have 760 credit score, did you mention yours to them? Or did you leverage with another credit union rate?