Yeah, it is shingles not covered by panels that got damaged. Stuff under the panels never got touched but my understanding is that if more than a certain percentage needs fixing insurance does the whole roof as it is better for them to prevent future leak claims.
The panels themselves still give full production. There are spots all over them that are clean from hail hits but I did not see any damage. I did have them added to my insurance so they would be covered if there was any damage. From what I have seen, hail that would damage would have to be large enough to total any cars on the street.
At least now if anyone is like "solar is stupid, first hail storm will destroy them" I can let them know that any hail that destroys modern solar would have totaled the roof anyway.
Thanks for the info.
I did the same. I added my panels to my policy. It was way cheaper than I thought.