I believe some take a part time job at a place like Starbucks or Costco just for that reason.I “envy” those who here can or could retire at 40! Congrats! In my case as I said that when TSLA reach 850, it hit my goal. 4% rule that give you 150k to 200k a year would make most of us a comfortable retirement life. But before you reach 65, the health insurance can cost you about $25000 plus a year for a family of 4. I said to my wife that maybe you should go and find a job that provide us health insurance. You know what she said to me? “ You are greedy!” With that I am getting more greedy and will wait $1200 TSLA. As you might noticed, I am hardcore Long of TSLA and very patient. Enjoy Folks!
I work as an independent contractor under an LLC and private insurance is a disgrace. I pay about $500 a month for garbage insurance that offers few options and has a $5k deductible. Just for myself.