I can charge to 80% and make it back home but it will be below 20%. Is this bad to do mon-fri? I do have several chargers along the way but would like to avoid if possible. Im not worried about getting stranded. I'm more concerned about battery degradation/longevity.
In the model 3 forum that I moderate here, we have a master thread that is over 100 pages (not posts, pages) long, on this subject. Boiling it down at a (very) high level, because of the way battery chemistry works, it will be "better" to charge it to 80% than 90% for battery longevity.
The question is, "how much?" Is it 3 miles better after 5 years? 2? 4? 10? No one really knows, except that as you reduce the percentages, 90% is A LOT better than 100%, but 80% is only "a little" better.
Couple this with the fact that each battery starts with a somewhat "in flux" amount of storage capacity (notice they stopped using kW numbers a long time ago), the only thing we all can tell you definitively is, "only charge to 100% when you need to, and avoid leaving the car at 100%, and leaving it at under 10% for extended periods of time".
Other than that, anything between 50% and 90% is fine. My 2.5 year old model 3, that started with "310 miles range" really was supposed to be rated at 299 because it came with 20 inch wheels. Tesla later downgraded the range estimates on model 3 performance with 20 inch wheels for my year to 299. My 2.5 year old car, charged to 90% every time It hits my garage, shows 293 miles range at 100%.
There are people who do all sorts of third party apps, studying it, only charging to this or that, unplugging, re plugging in, etc and they have more miles "missing" than I do.
The short version is, charge it to 90%, based on your drive, there isnt any reason to charge it to less than that. You are going to be cycling your battery either way, and 90% allows you some buffer that 80% doesnt, and its not worth the stress to have, "some undetermined amount" better.