Congratulations, That was a looong wait. I hope delivery went smooth and you are happy with the wait.
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2021+ Model S LR Delivery Tracking
- Thread starter baldwin
- Start date
If you have extra funds, get more German Shepherds Lol. I love the breed. Got two of those monsters myself.I'm in the same situation as you. Was planning to pay cash but tempted to finance at these great rates and invest the money I had set aside or else use it for cash flow in my business. I also hate loans. Don't have any right now. Haven't had a mortgage payment for 10 years or a car payment for 3 years. But then I put some money into a market account last February and I am currently up about 25%.
I have my VIN and my Tesla should arrive in about a week. I sold my last daily driver to Carmax a month ago. So this morning I applied at DCU and USAA. Both were approved for full price at less than 2%.
I'll probably sign with DCU this week. Just not sure where I am going to invest the extra funds.First world problems.
Holding at 18-31 December, hope to get a VIN soon!
Attachments
Same. I’m hoping to see a VIN by this weekend. Fingers crossed!
golonoro
Member
20% Xpel Prime XR. Tinter recommended 35% given I have a black interior, but it just seemed too light for my preference.
AKay724
Member
Reporting a status on my situation:
Yea Tesla was ~$9k less on trade in than selling to Getmethevin. $38 vs $47
DCU is underwriting now the 100%, but are cutting it close saying the goal is to review tax docs and fund by tomorrow. My pick up is scheduled for Saturday.
I'll call Tesla after a few work meetings to see what they say.
DCU claims they can send me scan of front and back of check and fedex number.
Yea Tesla was ~$9k less on trade in than selling to Getmethevin. $38 vs $47
DCU is underwriting now the 100%, but are cutting it close saying the goal is to review tax docs and fund by tomorrow. My pick up is scheduled for Saturday.
I'll call Tesla after a few work meetings to see what they say.
DCU claims they can send me scan of front and back of check and fedex number.
jackk
Member
Loan questions.
(1) Initially got approved using tesla finance, but get a much better rate from BOA this week. How do I switch my loan application (guess my SA has to do sth on her end) to use boa loan?
(2) Do I just bring the down payment (cashier's check) and the rest (in the form of casher's check from boa) when taking the delivery?
TIA
(1) Initially got approved using tesla finance, but get a much better rate from BOA this week. How do I switch my loan application (guess my SA has to do sth on her end) to use boa loan?
(2) Do I just bring the down payment (cashier's check) and the rest (in the form of casher's check from boa) when taking the delivery?
TIA
Concur.
Tesla's trade-in values, on their own branded cars, are an insult.
This is particularly the case when you visit an aggregator site such as ev-tsla.com and search for the car you're trading in. In our case, a 2019 "Raven" MS Performance with 7k miles, they were offering in the low 70's, IIRC, while selling them in the low 100's!?!
Granted, some of the older trade-ins may require more "refurbishment" (which they really don't do, frankly), but to clean our pockets of some $30k or $40k of value on cars that are nearly new trade-ins is a slap in the face to those that have supported Tesla's mission for many years.
But, here we have sales tax credit on trade ins. So they have us by the short hairs as the ONLY way to retain the sales tax credit, which is especially valuable on a nearly new vehicle, is to trade it in to these ne'er-do-wells.
Grrrr!
I hate/love/hate Tesla.
You can have your SA (or you can call the tesla 800#) switch it to 3rd party financing.
roc-noc
Member
Haha. This is our 4th but we do one at a time which is enough for me. He will be 4 years old in January. I'm actually thinking of investing the 90K into Tesla stock but my son (the Tesla owner - Model YP) is advising against it as too risky.If you have extra funds, get more German Shepherds Lol. I love the breed. Got two of those monsters myself.
IamGaryGnu
Endless IBS
I opened 2 DCA accounts yesterday (a whopping $5 each, i felt like aunt may in spider-man 2 at the bank) - i was going to go for my DCA loan, but i don't want to run into an issue where the offer expires - i think folks have said it's good for 30 days.
it's a mixed bag - not even sure i can get a loan without a vin, and then you have a small window. and right now sitting here, i don't know what they'd qualify me for.
i have other options, but i do like certainty.
plan b which i hate is cash.
and if i didn't have it, plan C would be a lease.
i decided i won't keep the car more than 3 years. i'm trying to predict a high resale, but if the 4680s come out, chip shortage ends before 3 years, and tesla produces cars by the truck load (pun, cyber truck, semi) then i question if the 2022 S will hold it's value. I have no idea what the 2025 S will go for, features, etc.
but, i still think the purchase is the way to go for the tesla. i don't think a low mileage purchase for a 3 year old span makes sense for most other cars.
I decided to risk it and apply for my loan once I got my new, narrow window. Hopefully Tesla doesn't screw me and push it past EOY. Well see, still no VIN and sitting at 12/18-12/31. I went with Carolina Cooperative CU. 30 day approval so if I dont get it before EOY I will have to apply again I think.
jackk
Member
sandman1330
Member
Thanks. Many of us in the Canada forum wrote in during the consultation phase and advocated for EVs to be exempted. No word on whether anyone even read our input, however…
drunkenbuda
Member
I got approved from BOA without a vin. Better rates too!
mspohr
Well-Known Member
I was going to pay cash but prompted by these messages I just checked BofA and was approved for 1.99%. I'll probably go with that since the rate is so low.
IamGaryGnu
Endless IBS
Pretty much the same boat, but after having Tesla approve my lease, and then having it expire months ago, i don't want to rush through a bank loan taht may expire before i get the car - especially if the 3 day pic up window comes when i'm out of the country. i still have no VIN, so it can be cat and mouse - per the SA i spoke with, if i get unmatched, i'd get a new VIN "fairly quickly" whatever that means, but I'd rather have a target going on when i go for that loan. right now, 12/22 - 12/31, and we all know the monkey can go in either direction. It would be great if the car came a tad before I go away, or even a day or so before I'm back would still be in the window...but otherwise, bu bye vin
IamGaryGnu
Endless IBS
pretty cheap. I THINK DCA is 1.99% and then take off another .5% if you do their direct deposit. i'm not sure what you need for that to happen - i can have my payroll send $$$$ to a DCA checking account, not sure if the car payment alone would be enough or if they need more - joys of self employment - and if you don't keep the direct deposit going i think they will summarily bump you up to the 1.99% number which is still great - and i think the spread is about $10 or $16 a month on the S, so better than a sharp stick in the eye, but not worth losing too much sleep over
hold on my friend. I have a good feeling you will get your vin soon and manage to still arrange pick up after you return!!!Pretty much the same boat, but after having Tesla approve my lease, and then having it expire months ago, i don't want to rush through a bank loan taht may expire before i get the car - especially if the 3 day pic up window comes when i'm out of the country. i still have no VIN, so it can be cat and mouse - per the SA i spoke with, if i get unmatched, i'd get a new VIN "fairly quickly" whatever that means, but I'd rather have a target going on when i go for that loan. right now, 12/22 - 12/31, and we all know the monkey can go in either direction. It would be great if the car came a tad before I go away, or even a day or so before I'm back would still be in the window...but otherwise, bu bye vin
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