Your assumptions are not universally applicable.
Quote: “as it's ready to go (vs fishing the UMC out of your trunk and/or dealing with cables all over the place),”
Yeah, that would be cumbersome and annoying, which is why most people DON’T do that. Most people who have gone with just the 14-50 leave the UMC hanging on the wall in the garage and DON’T pack it up in the car every day. No convenience difference with HPWC there.
Quote: “and it seems to far less prone to melting down vs quality and socket issues with the UMC”
I’ve heard plenty of issues with the HPWCs failing, melting, and burning out on this forum too, so I have a hard time accepting that they are so much more reliable. There is some noticeable heat running at 40A, though, so I and many other people run them at 30-some amps, which keeps them plenty cool and is more than sufficient for home charging. No difference there.
Quote: “Also, honestly when buying a $100k+ car, it's hard to make a case that spending a couple hundred more on a HPWC is in any way significant.”
Arrrgghh, I hate this freaking attitude of telling people to waste money for NO reason. You should really read the book “The Millionaire Next Door”, by Thomas Stanley. The main point of it is that the vast majority of wealthy people got that way by being careful with their money and NOT WASTING IT. They can buy a Tesla because they spent most of their lives ignoring this type of advice to spend a few hundred dollars on something that has no use for them.