...cost shopping...
Is there such an insurance broker service to do that?
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...cost shopping...
do teslas have a higher rate of being in crashes as compared to other cars?I just Googled this and it does appear that medical liability, pain and suffering cost about five times as much as the actual collision repair. So, Tesla is expensive to repair but that is not the major cost of insurance. If Tesla has lower collision rates, it should cost less to insure.
According to data Tesla gave to NHTSA, Tesla has a 40% lower rate of crashes.do teslas have a higher rate of being in crashes as compared to other cars?
I doubt it
I confused? didn't your post imply that the tesla has a higher rate of being involved in a crash?According to data Tesla gave to NHTSA, Tesla has a 40% lower rate of crashes.
I may not have been clear. I meant to imply that Tesla has a lower rate of crashes.I confused? didn't your post imply that the tesla has a higher rate of being involved in a crash?
Compared to the average car though. Not when compared to "peers" that mostly the AEB too.According to data Tesla gave to NHTSA, Tesla has a 40% lower rate of crashes.
that is probably true about the absolute number or ratio of tesla involved crashes but the reality is that the repair costs for a crash damaged tesla is extremely high when compared to most other vehicles.I may not have been clear. I meant to imply that Tesla has a lower rate of crashes.
I think insurance companies spend more on medical, not repair so Tesla should have lower rates but there may be other factors.
I confused? didn't your post imply that the tesla has a higher rate of being involved in a crash?
...The data show that the Tesla vehicles crash rate dropped by almost 40 percent after Autosteer installation...
Collision damage claims for large luxury vehicles are reported 13 percent more frequently than average, and those claims cost about 50 percent higher than average, the Highway Loss Data Institute said. The rear-wheel-drive Tesla Model S is involved in 46 percent more claims than average, and those claims cost more than twice than average, it said.
In the large luxury SUV class, where collision coverage claim frequency is the same as the average for all vehicles and the cost of claims is 43 percent above average, the owners of the Model X file for claims 41 percent more often than average, and those claims cost 89 percent more than average, according to the institute.
The 40% safer was for AP cars only and for airbag deployment only.I think the big news here, more than the high repair costs, is the higher frequency of claims. Everyone knew that Teslas undergo extensive damage due to Al body, and cost a lot of money and time to repair. But AAA debunked Tesla's claim that Autopilot etc, made the S&X 40% safer (or was it clai,ed to be twice as safe). No idea what data Tesla used in that claim. If it compared its modern age large luxury sedan to global stats, that includes stats from old subcompacts with no airbags and roads where people drive on wrong side of the road to save a bit of gas, that comparison is utterly meaningless.
If I have to pick one of these, I'll take AAA's word over Tesla's, as Tesla obviously has a motive in producing biased stats. OTOH, AAA has a disincentive to lose Tesla customers.
It will be interesting, how this new crash data affects Tesla sales or insurance rates from other companies. This could force other insurance companies to closely examine their data on Tesla cars.
40% of AP cars over what comparable? That's the part not quite clear.The 40% safer was for AP cars only and for airbag deployment only.
It could be that there are a lot of claims for less severe crashes and for non-AP cars which drove up the rates.
Model X file for claims 41 percent more often than average, and those claims cost 89 percent more than average, according to the institute.
40% safer for AP cars vs non AP cars (all Teslas).40% of AP cars over what comparable? That's the part not quite clear.
AAA used data from Model S from 2014 to 2016, and AP was first introduced Oct 2014. So, I'd think AAA data includes significant portion of AP cars.
All Model X cars are AP, still it has 41% more claims. These are probably not very minor incidents, as they also cost 89% more to repair.
do teslas have a higher rate of being in crashes as compared to other cars?
I doubt it
...It will be interesting, how this new crash data affects Tesla sales or insurance rates from other companies...
Actually the complaint is it is compared to a class with cars including station wagons. It is unclear that it is the same class as the XC70 and E-Class. I tried to google a bit how the IIHS separates classes in their report, but couldn't find much references.1) the comparison is wrong to compare it with "luxury" class such as Volvo XC70 and Mercedes-Benz E-Class...
If it was me, I wouldn't want the repair costs to be compared with non-luxury cars such as Prius, Honda Civic because, if you do, it would show the repair cost for other cheapo cars are so low comparing to Tesla's.
40% safer for AP cars vs non AP cars (all Teslas).
Currently, Tesla is geared toward a small population who is able to afford expensive car and insurance so I don't think this AAA issue will affect much.
However, if Tesla wants to promote sales toward a larger population who can afford Model 3, this news will not be good among those who can't afford expensive car and insurance.