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Australian Model Y Waiting Room
- Thread starter Joe__B
- Start date
Obviously depends a lot on your specific location and circumstances, but NRMA was far and away the cheapest I found.
GIO gave me a decent deal on my last model 3, well like 1600$ annual but I thought it was decent
There has been some talk about insurance here...
teslamotorsclub.com
I had another look yesterday and RACV and possibly Allianz are the cheapest for me at around $1600-$1700 p/a.
Insurance is getting out of hand
Last year my 2020 LR3 was insured with APIA for $961; this year they want $1165 (an increase of 21% - no claims etc). They also decreased the 'Amount Covered' by 10%. That all smells of daylight robbery. I have a replacement quote from Allianz for $880 with an increased 'Agreed Value'. Guess...
teslamotorsclub.com
I had another look yesterday and RACV and possibly Allianz are the cheapest for me at around $1600-$1700 p/a.
Price isn’t everything. I found NRMA had the best policy for a reasonable price (under $1500 for MY RWD).
I wanted windscreen (+ roof) cover as well as choice of repairer. They added to the baseline premium.
I’ve had claims in the past and they’ve never given me any grief about what they’d pay for. Another insurer (years ago) wanted to argue what they would pay for. Never again.
Yes, I have max. NCB so that helped a lot. I’d hate to be starting from scratch in 2024.
I wanted windscreen (+ roof) cover as well as choice of repairer. They added to the baseline premium.
I’ve had claims in the past and they’ve never given me any grief about what they’d pay for. Another insurer (years ago) wanted to argue what they would pay for. Never again.
Yes, I have max. NCB so that helped a lot. I’d hate to be starting from scratch in 2024.
By cheapest, I meant the cheapest that offered all this. Increasing the excess would make it cheaper still.
Sorry, that wasn’t aimed at you, just a general observation based on some bitter experience..
e-enthusiast30
Member
In addition to price, NRMA offers 2-year new-for-old replacement if you insure with them from the initial delivery of your vehicle and it's written off.. handy to have!
Winnieblue
Member
If you have NRMA Membership, you get a 10% discount as well as extra discounts with more policies. I found with NRMA my premium is $2000 with excess of $2000. Far better than the others trying for $4000+
I live in a *sugar* area.
I live in a *sugar* area.
The Model 3 Waiting Room thread has been locked because they’re getting too emotional about their deliveries, when it’s still only the first month of their EDD window… we did well to keep it in check through the GC saga
My guess is MY buyers are more mature needing a larger family car!The Model 3 Waiting Room thread has been locked because they’re getting too emotional about their deliveries, when it’s still only the first month of their EDD window… we did well to keep it in check through the GC saga
Given how it was in here, it must have been bad for them all to get a time out.
L
it was just one idiot who was asking for peoples addresses so he can come over and beat them up I assume. Not your average Tesla driver.
I was thinking of maxing the excess to lower the insurance premium, planning on only using the insurance for major events as we do have some savings buffer and mainly using for close to home driving.
Some things to think about…. Need to do some maths
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