Maybe it is time to upgrade your electrical service and install a new panel. My home (built in 1963) had a 150 amp fuse panel. I was down with replacing fuses as needed. Then the neutral connection snapped off at the back plane of the panel, held only by the wires pressing against the neutral wire. This happened while I was away. There had been a storm and the power was interrupted for time. When I arrived home I found that half the house had low (really low) voltage, i.e. ~80V when measured at the receptacle and half of the outlets measured higher than 130V It took weeks to troubleshoot and in the meantime I lost a surge protector. Lesson learned; old service panels (my panel was 50 years old) should be replaced. I replaced the service panel shortly afterwards with 200 amp service and a new breaker panel. This happened about 4 years before I purchased my first plug-in vehicle.
Charging at 15 amps when you could be charging at a higher amperage is less efficient.
I do have a new service panel, and dedicated 220V line in my garage