I'm curious ...
I live in UK. No aircon here, rarely hot enough to be uncomfortable, although it depends on the build of the house of course.
Mine is built to Passive House standards, which basically means air-tight and lots of insulation, but that's so that we need almost no heating in winter - but of course ti works, in reverse, in the Summer too.
How much heat-effect do hot states get from the roof? rather than windows / walls etc? If lots from the roof isn't the answer just to insulate it and save the energy costs?
We have more than 2x the government requirement for roof insulation ... in my lifetime the government has doubled the requirement about every 10 years, so I'm good for a couple of decades
but that seems to suggest that regulation requirements have been inadequate and better to over-insulate (and spread the benefit over the "lifetime of the building")
We also have high-density block for all internal walls (let alone "stud work"), so a very high thermal mass. When we get a heat wave its at least a week before we start to feel too warm in the house, and opening windows at night to get cold air through pretty much takes care of that - and Summer in the UK is usually defined as "3 fine days and a thunderstorm"
so appreciate its less of a problem here, although houses in general are built for "average" conditions so when we get 7 - 14 days "hot" most houses become uncomfortable.
So is "significant insulation" to avoid energy of Heating / Cooling not a thing in hot states such that the possible marginal benefit from Solar Panels, and an air-gap, makes a worthwhile difference?