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Your bank thought it was a Hawaiian loan and if you were financing the taxes probably figured on the appx 4.7% sales tax. Arizona ranges between 5.6% and 7.1% depending on your county. The exact dollar amount loan would leave you short when considering Az taxes.
No. That has nothing to do w/ what Tesla was charging. Now if when they changed statuses on my car, it went from CA then back to AZ taxes or something, that's a different story. It all came out right when they finally delivered it. But Tesla invoice and bank loan were completely separate.