Today, I think anyone will tell you it's not worth $7000.00
Tomorrow it might be worth $7000.
When tomorrow is, who knows.
Will the price go up further, who knows.
If price goes up when will it go up, who knows.
Will price go down (sale), who knows.
I've had two Tesla's with FSD for 16 months.
With base AP:
Auto Steer (The most useful feature of AP). Most folks think it works good but it has it's moments (namely false/paranoid braking).
If you get FSD today, you get:
Basic Summon. Back out of garage or parking spot. (never used it, that's how little I care)
Enhanced Summon. Retrieve your car from a parking spot. (never used it, that's how little I care)
You get Change Lane automatically by clicking the Blinker when under Auto Steer (this is the most useful feature and fairly robust, but worth maybe $1000).
Navigate on Auto Pilot. I was impressed at first, then lost faith. To many mistakes per mile. I no longer use it. Lots of people use it a lot.
Auto Park (never used it, that's how little I care).
With no AP or FSD you get:
Blind Spot
Lane Departure Assist
Emergency Braking
Lot's of folks are skeptical how far Tesla can take FSD with the current sensors that can, get blocked by condensation or sun.
There is no radar in the back (most cars with blind spot have two rear radar guns).
Some feel the cameras can see far enough ahead.
Will Tesla deliver something (enough driver assistance) worth $7000 with the current hardware, hard to say?
You might factor in how insurance might handle a claim. I think it's safer to buy it with the car so it's on the Moneray Sticker. If you buy it after purchase, it's like upgrading your factory radio, do you think insurance will pay you for an upgraded radio? Some folks explicitly add it to their policy (if they bought it with or added it) and pay a bit more insurance for it. I think it's much simpler/safer if it's on the Moneray sticker. Especially if you have a 100% car replacement policy for 2 years type thing. I bought it after and wish I bought it with (Same price).
If you monitor forums, you will probably know if a price hike is coming and can decide then. That's what I did at the last price hike.