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Was that recent as premiums are rising for all in the last few months? People with Lexus LC500s are seeing double their premiums from last year for example.I'm currently paying £563 for a 4.6 s car
It was in April tbf.Was that recent as premiums are rising for all in the last few months? People with Lexus LC500s are seeing double their premiums from last year for example.
Last year the Direct Line group were the cheapest for me, so try Direct Line, Churchill and Privilege.
It definitely appears to be a Tesla problem and not a general EV problem.
I've been on comparethemarket and the cheapest quote I've got on a Tesla from Admiral is £1544.
I then tried various other cars to see what was viable:
Jaguar Ipace: £1712
MERCEDES-BENZ EQC 400: £1674
BMW I8: £2031
Porsche 911 GT3 £1517
Doesn't storing in a garage normally increase a premium? More walls to hit, roofs to collapse etc.I have a 2019 M3P and have been insured with LV for the last 4 years. The latest quote to renew was an increase of ~80% over last year to £850 (15k miles/y, full protected NCB, 63 y old) despite moving from South Oxfordshire to rural Norfolk and overnight storage in a garage. After shopping around I eventually insured with Admiral for £654 with a lower excess, 10k miles/y. legal cover, but no replacement car as I have two spare ICE cars.
I've never heard that or indeed tried selecting both on a comparison site to see if there is a difference, I always assumed overnight in a locked garage would be a positive.Doesn't storing in a garage normally increase a premium? More walls to hit, roofs to collapse etc.
People damage/scrap their vehicles getting in/out of garages leading to more claims. A driveway is normally the cheapest option.I've never heard that or indeed tried selecting both on a comparison site to see if there is a difference, I always assumed overnight in a locked garage would be a positive.
However, I will never understand how a premium is arrived at as the prices quoted will change every day, Just how nominating the Mrs on my policy makes my premium lower (and me on hers) seems bonkers - surely If anyone adds another driver there is an increased risk of an accident directly linked to the increased use on the roads.
It seems if you add an experienced driver the premium comes down, therefore the assumption is the risks come down, but if your car is parked in a car park and your not with the car and another driver damages it your risk increases and the premium goes up - Just where is the logic?
I suggest you check the rates this year before writing what you believe in. I just compared prices to a year ago and they are 2x higher for the same policy
Had a bump early this year in my Y. Drove the car home (so can’t have been damaged too badly). Car spent several weeks being assessed. Warned that parts “take months” to come in, so be prepared for a wait.Has anyone who's been in an accident had extraordinarly long repair times, perhaps been told that parts availability is a problem?
It's the only reason I can think of apart from the obvious one that people are binning their Teslas regularly so it's a simple case if high risk for the insurer.
Ouch that's some bumpHad a bump early this year in my Y. Drove the car home (so can’t have been damaged too badly). Car spent several weeks being assessed. Warned that parts “take months” to come in, so be prepared for a wait.
Eventually said chassis looks bent so unsure if battery damaged.
Car written off. £50k claim.
Apologies to all for insurance premium increases, but I suspect the car may have been repairable if Tesla a) were able to supply parts in good time (instead of insurance paying hire-charges), and b) the car was designed with repairability/recertification in mind. To be fair to the insurance company, to some extent it was easier for them to write the car off, then pass the cost onto other people insuring Teslas.
Insurance companies are notorious for taking the easy option and writing off perfectly repairable vehicles. (This has been the case long before Tesla and I don’t believe Teslas are much different in repairability anyway) They get their money back from all us customers whether they repair or write off… but one option is a whole lot less hassle… and they can still get something back on the written off car. Guess where are the components for classic car conversions come from!Had a bump early this year in my Y. Drove the car home (so can’t have been damaged too badly). Car spent several weeks being assessed. Warned that parts “take months” to come in, so be prepared for a wait.
Eventually said chassis looks bent so unsure if battery damaged.
Car written off. £50k claim.
Apologies to all for insurance premium increases, but I suspect the car may have been repairable if Tesla a) were able to supply parts in good time (instead of insurance paying hire-charges), and b) the car was designed with repairability/recertification in mind. To be fair to the insurance company, to some extent it was easier for them to write the car off, then pass the cost onto other people insuring Teslas.