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Someone rear-ended and Totaled my beloved Model 3, sharing my experience, DO NOT make the same mistake I did.
- Thread starter herbicider
- Start date
Yeah.. that uninsured driver. I understand sympathy and all that, but the guy made a choice: I'm a-gonna buy me some wheels, but not bother with insurance.
Money's money, but if one can't afford it, one can't afford it. Stick to the bicycle.
SO drives a Y. Great car. I do FSD-b on a 2018 M3 LR RWD, but I like pushing the state of the art. The SO, not so much, and her MY has EAP, which is good for the long trips.
Money's money, but if one can't afford it, one can't afford it. Stick to the bicycle.
SO drives a Y. Great car. I do FSD-b on a 2018 M3 LR RWD, but I like pushing the state of the art. The SO, not so much, and her MY has EAP, which is good for the long trips.
blackT3$!@
2021 LR Model 3
The performance boost doesn't compare to the Performance model! I have driven a M3P and on w/ the boost. M3P is just a better car. I have a MYP. My biggest takeaway is you own a FOCUS. I am flabbergasted that any of those POS are still running. One of the worst cars ever made, we had one years ago.
Yes. Hit a Tesla - jail ... mother...r!
Sorry but I don't feel sorry about that guy or the guy who hit and run and destroyed our friend's car she just got and she had no collision insurance on her car. There are many many really poor and unfortunate people who do follow the law! People who break the law are not only bring troubles upon self but often upon other poor people.
I could not agree more with your sentiment. Back in the 80s, a friend of mine sold his business and bought a red Ferrari (Magnum PI!) to celebrate his success. A week later, a woman driving an old F-150 blasted the front end of his new ride. The repairs exceeded $50k (in the 80s!) and the insurance company was going after the uninsured driver. My friend ended up selling the car, saying "They will hound her for the rest of her life for a mistake. I don't want to feel like this again," Like him, you are obviously one of world's good people. I'm glad you eventually found your way back to an M3; enjoy!
Ok... I am officially putting an end to the "its too long" stuff. Either read it, or not, if you dont want to, but thats gone on long enough.
Then dont (and no, there is no description of "short format blog" anywhere here).
I was told by my insurance before that they were not allowed to sue the other driver.
Thanks for sharing your story and making it short. You are such a person with great heart. If I were you I will be super frustrated and upset. For that guy who hit your car, IMO, he took the chance and now pay the price, he knew it will happen, just the matter of time.
No excuse for driving w/o insurance…PERIOD. None whatsoever. Doing so is stealing from others. Every time an uninsured driver causes a collision, the insurance premiums for every insured driver go up. Not to mention that the insured driver who did not cause the collision still has to pay his or her deductible, which is $500 for most people—so it really is stealing.
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BigNick
Infamous Fat Sweaty Guy
Even if you have insurance at US-state-mandated minimum levels, you are still under-insured. Pennsylvania (and some others) requires just $5000 in property insurance liability which is hardly enough to replace more than a bumper, let alone replacing an entire new car.
State Minimum Car Insurance Requirements - NerdWallet
Find the minimum car insurance requirements for every state, how to understand coverage requirements and liability limits.
Don’t worry about the rude people. I understood what you were trying to say.
I too was in a major accident (rear ended, 2 week old car totaled). I’m just glad that everyone came out ok and we got most of our money back.
ElectricAnt54
Active Member
I have no sympathy for the fellow who totaled your car and was driving a pricey large SUV. If they can afford a vehicle of that size, they can afford basic insurance.
Looking at the posted photo, I think the other car is anything but pricey.
ODWms
Member
Certainly pricey to fuel it. I’d argue the delta between filling that up and some small vehicles could pay for the car, depending upon miles driven per year within reason.
Great read!
Very generous of you to have empathy for the person being taken away in cuffs. That would give me mixed feelings too. If you're educated and affluent, you may not be exposed to that world, but poor people who are flawed get dealt with through the courts. It's harsh, and it's unforgiving. I knew a guy in perpetual debt to the court system who had his license revoked for good reason. To pay off his fines, he had to drive to work, which he couldn't do legally, so he resorted to driving without a license. I was thinking there must be a better way, but this guy was just a cog in the system. Creative solutions to get someone on the right path are not really offered to poor people.
My main reaction is that all you had is a little bit of minor damage to the rear. The trunk crumpled a bit, but the battery was unaffected. The newer model 3 I believe use a rear casting, but a 2018 model is not even a rear casting like the newer versions. I'm surprised that damage is not repairable in a more economical way.
Very generous of you to have empathy for the person being taken away in cuffs. That would give me mixed feelings too. If you're educated and affluent, you may not be exposed to that world, but poor people who are flawed get dealt with through the courts. It's harsh, and it's unforgiving. I knew a guy in perpetual debt to the court system who had his license revoked for good reason. To pay off his fines, he had to drive to work, which he couldn't do legally, so he resorted to driving without a license. I was thinking there must be a better way, but this guy was just a cog in the system. Creative solutions to get someone on the right path are not really offered to poor people.
My main reaction is that all you had is a little bit of minor damage to the rear. The trunk crumpled a bit, but the battery was unaffected. The newer model 3 I believe use a rear casting, but a 2018 model is not even a rear casting like the newer versions. I'm surprised that damage is not repairable in a more economical way.
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