Since you would have to install (2) 60amp breakers to get 48 amp charging, and the panel is only 100amps, my suggestion would be to not worry about charging at the "fastest speed the car can charge" but charge at a speed that will work for your needs.
I would probably install (2) 30 amp breakers for 24 amp charging which on a typical model 3 is going to be "around" 22 miles per hour of charge. Or, if I needed to fit my charging into midnight to 6amp for Time of Use (which you likely do, in SoCal Like me), and 22 MPH times 6 wasnt enough for my daily charging routine, I might up the breaker to (2) 40 amp breakers for 32 amp charging, which is 30 MPH.
30 MPH times 6 is 180 miles of charge during the midnight to 6am time of use period, so as long as you are not driving more than roughly 180 miles of range a day, it would be fine.
I wouldnt install a 240v 60amp circuit in a 100 amp main panel.