SMSMD
Active Member
Hey you got two years covered with your recent price drop on the total vehicle cost.
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Mentioned this elsewhere but putting it in the correct thread. My model S "only" costs me $1300 per year but they are quoting me $2533 ($2,000,000 Third Party Liability, $1000 deductibles for collision and comprehensive, full glass). If I limit the glass coverage it goes down to $2126. As my wife and I are of "mature years", no kids are on the insurance, no demerits, only a hail damage claim (don't know if that counts) and my wife had a minor mutual fault fender bender (someone rolled back into her and the insurance company chose to settle).
It seems that most people don't have more than $1,000,000 liability (except for in BC) but my S has $2,000,00 and is nearly half.
My agent says the rate group for the X is much higher but that doesn't seem to be the case for others here.
It seems that most people don't have more than $1,000,000 liability (except for in BC) but my S has $2,000,00 and is nearly half.
My agent says the rate group for the X is much higher but that doesn't seem to be the case for others here.
I got a lower quote on Tuesday from my current insurer! Only $1996 ! That's $1000 less than the previous quote I referenced!
Dejardins is $2k deductible for collision, $1k deductible for comprehensive and everything else
Dejardins is $2k deductible for collision, $1k deductible for comprehensive and everything else
wallstguy
Member
How are you guys all getting low deductibles but every insurance company i contact says its impossible....
wallstguy
Member
mrElbe
Active Member
I am paying CAD$ 1005.- / year with no depreciation clause for first 2 years BUT CAD$ 7250.- deductible.
Jgdixon
Active Member
My S was only $1100 per year but my X has gone up to $1650 per year. Both with Aviva.
They initially wanted $5000 deductible collision and comprehensive (including glass)
I talked them into quoting lower to $2500 deductible.
They initially wanted $5000 deductible collision and comprehensive (including glass)
I talked them into quoting lower to $2500 deductible.
Dakkor
Member
You guys are scaring me a little with X prices.. Sended a email to my broker today waiting for the answer but my S is already expensive, I don't have a lot of driving experience.
Jgdixon
Active Member
I was originally told that before i started getting quotes to expect up to $5k deductibles. Once I get my MX on Friday and get my policy in hand on Thursday, I can email you some of the details if you want, as you should be able to get a lower deductible too. Do you think the difference is because you have a Sig over my 90D?
What sort of deductible did you have on your MS? Did you end up selling it?
SMSMD
Active Member
This Friday!!!!!! JM offered me tomorrow afternoon, but I think that gf would murder me if she didn't get to go... Also how the heck am I gonna go through the entire MX checklist alone??
SMSMD
Active Member
My quote is above in post 102 but basically $2533. We have a model S and a motorcycle insured as well. I had an at fault in 2008 and my wife had a minor partial fault about 5 years ago. We're both 50+ and no tickets or suspension and 12+ years continuous insurance. My model S is about $1300 and was about the same price. One thing that may be affecting this is that both vehicles sustained hail damage last year. Not sure if this bumps up our collision.
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