Who's car was this that hit you? I know here in Maryland the insurance follows the car. Even if the driver is underage and unlicensed the owner of the vehicle should be liable unless it was stolen or unauthorized use. If unauthorized use they usually have to be cited for that too (can't just claim it to avoid insurance liability). The other out for the car owner is if the insurance company made them exclude that individual. Otherwise you may have a claim against the owner of the vehicle. Worth checking out.
Not an insurance professional but this is why I always tell people think twice before you let someone borrow your car. They are also borrowing your insurance as well.
When it comes to car insurance, figuring out when you are and aren’t covered by your auto insurance can be confusing. One of the biggest questions Californians have about auto insurance is whether the insurance covers the person driving the vehicle or whether it sticks with the car(s) listed on...
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