jaygiant
New Member
On Sunday, a 16 year old on a learner's permit made an unprotected left turn and apparently didn't see me:
Fortunately, I wasn't going very fast, as the speed limit on this street is 35 MPH. My Model 3 was delivered July 2018 and has FSD. The airbags didn't deploy and the car wasn't disabled. Here is the damage:
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For those wondering, I asked for a flatbed, but the tow truck company opted to put the rear wheels on a dolly. I had the car towed straight to my body shop. I'm fine, but my wife had to go to a chiropractor. The police and my insurance already said this is the other party's fault.
My question is what can/should be claimed for this damage? Diminished value? My insurance is Ameriprise and the other party's insurance is a Progressive commercial policy.
I’m glad neither of you were seriously injured.
I’ve been rear ended by teens texting while driving, so I’ve experienced this kind of accident before.
1. Sue their insurance for not only the repairs but for the loss of the car’s value. When I went to trade my old car in for my model 3, the dealership reduced the fair value of my trade in by $3,000 due to the reported accident. I would request $5,000 or more for the loss in value and now the accident showing up on the car’s history report.
2. Inventory all of your out of pocket costs for using a rental, including collision coverage and fuel costs.
good Luck!