Has anyone got Tesla insurance in CA for their MYP? How's the pricing, service compare to legacy companies? My agent told me roughly $1,600-1,800/ year for Nationwide but won't know until I get a vin.
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MYP Insurance
- Thread starter Mateo83
- Start date
SDM44
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Insurance rates is going to vary on a lot of different things, like driving history, age, location, where the car will be stored (inside or in a garage), additional discounts given by your insurance company (multi-car discount, other insurance coverages, education history, vehicle safety specs), etc.
Most companies should be able to give you a general rate quote by just providing them with the new car details, but they won't be able to give you a precisely accurate quote without the VIN, but the general rate quotes are close enough to give you an idea of what you'll be paying. Shop around doing that.
Most companies should be able to give you a general rate quote by just providing them with the new car details, but they won't be able to give you a precisely accurate quote without the VIN, but the general rate quotes are close enough to give you an idea of what you'll be paying. Shop around doing that.
My M3S+ is 1600 through AAA and Tesla quoted me 1400 for the year ( two 6 month packages). AAA did tell me that being a S+ vs a P saved a significant amount. Dual motor/AWD is considered more "sports car like"
To put it in perspective, my 2016 Audi A3 was 1200 a year vs 1600 for the 2019 M3S+ and my wife's hybrid Pacifica is 900 a year. ( AAA quotes)
To put it in perspective, my 2016 Audi A3 was 1200 a year vs 1600 for the 2019 M3S+ and my wife's hybrid Pacifica is 900 a year. ( AAA quotes)
I just got mine a week ago. Called my now previous insurance Allstate they wanted $2k for 6 months. Tesla was $1100 for six. I’m in OC.
ElectricAnt54
Active Member
For me Geico was much cheaper than Tesla Insurance. I’m paying $1,200 but I do have 3 cars insured with them and am long time customer.
kpinthebay
Member
ElectricAnt54
Active Member
My pal uses Tesla insurance in California for his 2018 Model S. Said Tesla was much cheaper than the company I use for my 2022 Model Y Performance and I live in the highest accident rate zip code in California. For me, my company was way cheaper than Tesla insurance. Everyone has different situations which affect insurance prices…just gotta shop yourself silly to ensure you are getting a good / fair deal.
SocalM3P
Member
just got a quote for our upcoming MYP at $734/6 months w/ State Farm. nearly identical to what I'm paying for my Model 3P. I have 3 cars, homeowners policy and have been w/ State Farm for some time, which obviously affects our rate.
ElectricAnt54
Active Member
The discussion around the dinner table was this.. is the 400 dollars savings worth dealing with Tesla in case we need to use the insurance or are we better off using AAA which has been pretty much problem free? Our choice given some past history with Tesla from a customer service POV was to stay with AAA and pay the extra 400 bucks for piece of mind.
That was my concern, nationwide took care of us when a car ran a stop sign in front of us.
iamnid
Active Member
For what it's worth, I pay $132/month in So Cal with a dual motor through Tesla insurance. I was previously with Geico but they wanted about $150/month.
OCJeff
Active Member
Wow, quoted my 3 cars (2 MY's) and it came out to $850/6 months. That is extremely cheap. Reviews are kind of all over the place.
Does anyone have any Experience with Costco Connect Insurance (Home or Auto)? Any issues with repairs, or claims?
