My question is did you insure the car at full amount or car cost minus rebate. My insurance company has insists that I need insure full amount. In that case, if total, insurance would pay for you to get another Tesla. That’s regardless of rebate.
Same here my insurance said they would reimburse the full amount if my car is totaled in the next three year since there is no loan involved.
Regardless of rebate, they don’t even care.