Since we're essentially driving by wire here(with radar), why not allow for a voluntary governor program to run in the background in exchange for insurance premium savings? Would a simple speed limiter at 68 mph be enough for significant insurance savings? Would it be considered dangerous? Other voluntary over the air monitoring that could lead to greater safety and therefore insurance savings? Never before has there been a vehicle that could report on a driver's activity and relation their environment in such detail. There's gotta be a million things that could be measured or limited.