113 out of 115 recovered...
Stolen Tesla vehicles in the US have almost all been recovered: 112 out of 115
Stolen Tesla vehicles in the US have almost all been recovered: 112 out of 115
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[POLL] Do you think insurance companies account for low stolen car statistics in their rates?
- Thread starter insaneoctane
- Start date
SageBrush
REJECT Fascism
Insurance companies account for everything they have data for and are allowed to use. Right now, there is very limited data on Teslas for any given company, but that will change. When there is limited data, similar cars are used to estimate. That is also why rates can fluctuate at renewal.
Dmagyar
Member
I think they are still low on data to accurately assess Tesla's. Rates seem to keep dropping as more and more data becomes available. I remember a few years ago insurance was treating the model S like a Lambo. I got lucky insuring my 3, I work from home and my annual mileage got me the pleasure car rate. So my insurance went way down.
I made a guess that they use things like Aluminum hoods to ratchet rates up, but ignored the low stolen vehicle rate. No data to drive my opinion and was curious what other opinions were. If you have any informed data, please share
dgpcolorado
high altitude member
That was my general impression as well but my latest renewal went down a bit, to my surprise. However, my car is four years old so it might be due to declining value. Not the same as insurance for a new Model 3.
Which is to everyone's benefit. Think of it this way, if you are 100% guaranteed to not have an accident, shouldn't you pay a lot less than someone that is 100% guaranteed to have an accident? Since no one is 100% either way, all of the data used helps figure out who is less likely to have a claim and should pay less.
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