We live in a house with a 100 amp system.
We have an electric car now. A MB B class. With a 40 amp breaker to a Blink charger. We charger between 11p and 6a. As others have noted the install is split phase.
We have NEVER blown the main breaker - we have a 50 amp breaker for the AC system - but we did install a new system last year that maxes at 40amps. So the breaker is now oversized.
We have run the AC, the frig and the car charger all at the same time with zero issues.
I would not worry about it. As long as you're not running the heavy amp users all at the same time - which is not likely.
We did have the AC running over night a few nights this year- and as I mentioned - never blew anything -