Here's an update just on the Bounced Check saga.
After reporting the bounced check on Wednesday of last week, I received a phone call from Mark (from an Atlanta area code). Mark told me he is with Crawford and responsible for all the claims adjusters that work on behalf of Tesla Insurance.
Mark was polite. He apologized for the error. He said Crawford isn't responsible for the Tesla Insurance bank account and that Tesla had made a "cash flow" error. He said that a check would be cut for me immediately and that I would hear from my original adjuster the next day and would also get a confirmation email. I explained that it took over two weeks to get the original check (from the date that was on the check to the time it arrived in my mailbox). Mark said that Tesla should be using bank transfers and paper checks are an slower way of doing things, but I would be getting a paper check. That didn't make me feel any better.
The next day I heard from my subrogation adjuster, not the original adjuster, who said that he was told to follow up with me. I explained the whole bounced check situation again, and he said my original adjuster would get with me to give me an update.
Finally today, I heard from my original adjuster who said that Tesla made a mistake and that they were going to be cutting checks for everyone impacted (apparently I'm not the only one), and that they should be sent out overnight express mail. I asked if it would include the NSF fee I had been charged. She said that was a good question and please send her an email so she could forward my email to someone that might know the answer.
I'm feeling very abused by this whole situation. So I've taken the advice of ComanchePilot, croman, and bvontress and I filled a California Insurance Commission complaint. I can't believe how poorly Tesla Insurance is run.