Tesla loan comparison spreadsheet - auto updates hourly

[aarishg]

Do you know what kind of APR we could expect from Delta community credit union with a 760 credit score?

Their website says 2.58% - 12 % and i'm getting a 3.5% from my local CU so not sure if it's worth the effort to create a membership with PIAG and all the other steps.

Quickshiter what makes you say PIAG caught up?

 

[quikshifter]

I got an email from president i am not eligible and they know about the auto loans lol

 

[aarishg]

Ah so the delta credit union + PIAG combo is dead? PIAG said f you?

 

[supercharger45]

I applied through Bank of America 16 days ago which caused a hard pull, Can I still shop around without credit score being affected, I am not sure if credit pulls are grouped within 15 days or 30 days?

 

[quikshifter]

Ah so the delta credit union + PIAG combo is dead? PIAG said f you?

Thank you for completing an application for membership. It does not appear that you qualify for membership in our organization. If you are attempting to do so to obtain a loan through Delta Community Credit Union, please contact Chris Brown at Delta Community Credit Union directly at 404-677-4780 for assistance.

 

[Raphymartinez]

How long is the process with Delta Community Credit Union?

Applied over the weekend, check is ready to be picked up today (Tuesday). Would’ve been yesterday but had to wait for the completed purchase agreement from Tesla.

 

[spacemnspiff]

Thanks so much OP and everyone else for the putting this together. I was able to get a great rate, 1.99% through APL FCU.

 

[ishareit]

I went with Kinecta FCU in CA... membership is open to anyone in the US, no crazy hoops to jump thru and it went pretty quickly. Even got a quote from them that helped me save on the insurance. The guy I worked with is named Hassan he's at the branch in Tustin, CA

APR?

 

[wolfwolf]

Thanks for this awesome thread. How long does it take for Carolina cooperative Fcu to approve and send check to Tesla after the cu received the paper work?

 

[Tubesocks]

Thanks for this awesome thread. How long does it take for Carolina cooperative Fcu to approve and send check to Tesla after the cu received the paper work?

I was emailed that I was approved on Thursday around 11am at 2.99%, but since then I haven't heard back, even after emailing and leaving a voicemail.

 

[Jond8855]

This an amazing resource!! Thank you, I wish we had better rates in Ma.

 

[ishareit]

How are you all joining the Carolina CU or the Delta CU? Thanks

 

[hcook24]

APR?

4.49% I went with an 84 month loan though. Got my payments around $500/month after a large down payment.

 

[roman415]

Thanks for this awesome thread. How long does it take for Carolina cooperative Fcu to approve and send check to Tesla after the cu received the paper work?

It looks like a one-person operation processing the auto loans. They won't send the check to Tesla. They'll send it to you. You have to pay for overnight shipping if you want it delivered quickly. Make sure you have a Motor Vehicle Purchase Agreement from Tesla with the name of CCFCU on the price sheet; they need that before they'll send you the check.

 

[wolfwolf]

It looks like a one-person operation processing the auto loans. They won't send the check to Tesla. They'll send it to you. You have to pay for overnight shipping if you want it delivered quickly. Make sure you have a Motor Vehicle Purchase Agreement from Tesla with the name of CCFCU on the price sheet; they need that before they'll send you the check.

Do they need this motor vehicle purchase agreement updated with a paper form? I sent in one without their name coz I wasn’t approved yet. You think I can send them an updated one with ccfcu listed through email?

 

[ishareit]

CCFCU raised their rates to 3.49%

What is the best way to join Delta CU?

 

[Tubesocks]

It looks like a one-person operation processing the auto loans. They won't send the check to Tesla. They'll send it to you. You have to pay for overnight shipping if you want it delivered quickly. Make sure you have a Motor Vehicle Purchase Agreement from Tesla with the name of CCFCU on the price sheet; they need that before they'll send you the check.

Thanks! I applied last Monday and then finally received the check yesterday. Probably would have been this Monday if last Friday wasn't a bank holiday. Overall a full week turnaround. Not bad considering 2.99%!

 

[ducktales]

EECU:

credit score 736, but still received 4.84% for 72 months. Pass.

 

[patbaker82]

EECU:

credit score 736, but still received 4.84% for 72 months. Pass.

Were you a member?

 

[ducktales]

Were you a member?

no, I left the account number blank. I believe you can apply for checking acct after.