Tesla tip #1 - 3 years in (glass)

[chrisf60526]

Make sure your insurance has a glass protection option. I am about to go on claim #3 for a broken windshield (flying object) and (2) on the rear panel. It's very expensive to fix and the glass option is really quite inexpensive via insurnace.

 

[skygraff]

Word to the wise, though, even if the glass protection is free and/or no-deductible, claims are still claims. So, when shopping for new insurance, make sure you report them otherwise you’ll get dinged (on the premiums) for lying on the app.

 

[cappo3]

Word to the wise, though, even if the glass protection is free and/or no-deductible, claims are still claims. So, when shopping for new insurance, make sure you report them otherwise you’ll get dinged (on the premiums) for lying on the app.

Oh yes, they're definitely still claims. I had to learn it the hard way.

 

[Gauss Guzzler]

Indeed, Teslas seem to be more prone to windshield cracks than most and generally cost around $1K to repair.

Note that "glass coverage" is only available if your local state government has laws specifically mandating that insurers must offer it. Some states (e.g. Arizona) even force insurance companies to offer actual "insurance" for glass, meaning that you pay a *fixed* premium and they pay for any repairs, period. Like insurance.

But if you blindly voted for whatever politician the insurance industry told you to, as most people do, there are no limits to what they can charge or what they can hide. In this case, the only way to get glass "coverage" might be to get "comprehensive coverage" for the whole car with a $100 deductible. And when you make that $900 claim the CEO will whimsically raise your premiums by whatever amount he wants. In the end it might cost you $5, $500 or $5000. There's no way for you to ever know and no way for you to avoid repaying the "loan" since the debt goes down on your permanent record which is shared amongst all insurance agencies.