Actually, what you lay out are beliefs.... It is VERY early in the overall move to electrics and in fact no - it is not economically better to choose a New EV over a New gas car.... I believe and always have believed in slow, steady adoption rates.
In USA... many people live paycheck to paycheck and such decisions MUST be affordable.
OK, so your beliefs are different than mine. Personally, I feel that when you take in more than just the cost of the car and fuel, the EV wins. I also feel that most people drive gas cars because it's what they know, what they're familiar with, and what is at the dealer's when they are in the market.
As to the paycheck to paycheck comment, yeah. That says volumes about how people are not able to think, not able to plan. I was taught early on that education is the key to making it out of that trap, and I firmly believe that still. People who invest in education do better. But aside from that, you are perhaps not noticing that the large majority of Teslas are registered in California? Are these people all richer? Have bigger paychecks? Smarter? Or is access and popularity of Tesla greater? Seems to me that with internet, everyone has access. Seems that most people buy what they want. But when a Tesla sits in the drive down the street, and the owner has let me drive it, all of a sudden my goals change. Maybe I don't need a 60" TV or a pool or a second pickup. Hmmmmm.
Affordable is not the same for everybody. Sure, some can't afford a Tesla. And some can't afford a Honda.