There are definitely different approach when it comes to trip planning. I don't think there's a definitive answer but I think in general, there are the two main considerations going on:
- Use the car's potential/get the maximum flexibility and charge to 100% when starting. Do this if the thought of handling unforeseen circumstances is a factor, or if you simply want to have the least amount of stops.
or
- Strategize for the battery's longevity. Plan ahead to see where you want to first stop for charge, if you can get there with 20% charge from a battery at 80%, no need to start at 100%. Do this if you prefer frequent and short breaks.
Keeping the car's battery between the 20% to 80% state will greatly maximize its lifespan, especially when fast charging where batteries get hotter.
Of course, at the end of the day, road trips doesn't happen everyday so the occasional 100% charge won't degrade the battery by much. Though I know that for those of us who treat our M3 like a first born (and you want to see your baby go to college), maintaining the battery simply gives a peace of mind. Another factor to consider is that charging is a lot faster when the battery is in low capacity, and vice versa at 80% or higher. You spend less time charging if you optimize your charge to stop at 80%. But then again this isn't specifically time saving as you have to spend time pulling in and out of charging stations, and most charging breaks gives plenty of time for a full charge. At the end, the pros and cons really comes to what makes you comfortable physically or mentally.
I waffle between the charging strategies myself. I usually start at 80% during the trip with frequent stops already planned, and leave the car at a higher charge when I reach my destination as I don't know exactly how much driving will happen the next day. Few road trips require me to get there fast, so I rather take more breaks and take things easy. But that's just me.