Both the induction motors (used in S, X, and front motor of AWD 3's) and the PMSR motors (used in rear motor of 3's) need a magnetic field set up inside the motor in order to convert current to torque (acceleration) or counter-torque to current (regen). You must use a small amount of current from the battery and send it through the windings of the motor in order to set up this magnetic field.
Below 5 MPH, the amount of power required to set up the magnetic field exceeds the amount of power you can create from regen, so there is no point in attempting to recover that power. Theoretically you could do it and allow the motor to slow the car to 0 MPH, but that would actually result in a net power loss, so it's more efficient to just use the friction brakes.
The Leaf and other EVs that use straight permanent magnet motors can regen all the way to 0 without this efficiency loss because the permanent magnets are responsible for setting up the magnetic field. No power from the battery is necessary.
Soooo..here we are at the end of 2019, and this has happened. Is the case now as you describe with the updated, one-pedal driving? The minimal power loss is less than the miniscule wear and tear on brakes < ~5mph?