I did the same. I bought a used 2013 S85 knowing that I could have a potential $20K repair a few years down the road should something catastrophic happen with the battery pack outside of the warranty. While even used, it was the most expensive car I've purchased but I needed a car that qualified for the solo-HOV access, had plenty of funds in reserve, and it would be nice for my wife to be able to drive 110 miles to work and back without needing to charge at the office. We also have a 2013 Fiat 500e that she used as commuter car but the HOV decal expired and range was limited such that she HAD to charge at the office among some 50+ other EV drivers.
I bought the car hoping that 3rd party support would have grown faster as Tesla employee turnover remained high, and I was hoping that the grow adoption of Tesla vehicles would drive the parts and service costs down. Neither seems to be playing out in a significant way. I would love for our 103K mile old car to be more sustainable I would happily pay $20K for an upgraded battery if I could get some assurances that the replacement pack would last another 4yr/125K miles. However, I'm prepared to part the car should some catastrophic failure present with no upgradeable battery option with warranty.
I wouldn't recommend or not recommend an older Model S, but I would strongly consider a used BMW i3 with the medium or larger battery pack for your commute. Having a small EV is great in a metro area or crowded tourist town...parking, maneuvering, and navigating through traffic is much easier than in the Model S. I'd say the S shines on intermediate to long trips; the long wheelbase, aerodynamic shape, and driver sight-line makes the car a pleasure to drive with minimal fatigue.