Garlan Garner
Banned
I agree with you except that I can't see that a state can dictate to an insurance company - how to insure - what to insure - who to insure - why they should insure who / what.Correct...we are in the infancy stages of understanding the scope of what needs to change in order for autonomous driving to "work".
My co-worker's wife works for a large, nationally-known insurance company, and they are still in a sort of panic trying to adapt to autonomous driving, and how they will handle it from an insurance perspective.
The biggest hurdle being faced right now is exactly your question, @Garlan Garner : "who is liable for what, and when?"
Some states have gotten ahead of the curve and are working with OEM's and major universities to research and understand autonomous driving, while others are just content to let the Feds dictate to them what will happen.
Hopefully AP 2.0 can log the necessary miles needed to get regulatory approval in the 2017-2018 window Elon is hoping for.
To me - the current edict is that the driver / owner is responsible / liable. Driver = person behind the wheel. Owner = person who owns the car.
So. nothing needs to change.
AP is not a driver.