About Tesla insurance

[stonefocus]

Hi all!

I am going to be a new owner of M3P soon!
In California, I heard Tesla has insurance business, claims 20% or 30% lower than usual insurance.
And I happen to live in CA.

But I am not sure how I can make a quote..
If I don't have the car yet, I won't be able to get a quote?

And for those who has Tesla insurance, how much cheaper than your previous insurance?

Thanks all!

 

[The_Observer]

I believe you can make a get a quote even if you don't have a quote yet. Give Tesla Insurance a call, I am sure they can help you out.

As for insurance rates comparison, I saved 30% from Allstate, but also having better coverage compared to Allstate. But of course, all depends on your age, gender, driving history, etc.

 

[tchen811]

I live in CA and Tesla insurance was more than what I was paying through Costco/Ameriprise

 

[Resist]

Just remember that Tesla doesn't actually have their own insurance yet, they use a third party insurance company. But for me my current insurance, Farmers, was lower than Tesla's quote.

 

[nightfly]

My rate just went up 10% for no reason. For me now geico is again the better deal. Gotta shop around.

 

[lUtriaNt]

i had allstate. tesla was much lower.

 

[JulienW]

....And I happen to live in CA.....

Are you sure?

 

[djwerder]

I pay $93.52/month for a Model Y in CA. My existing insurer, All-State, would have been about $110/month likely after discounts.

You can get a quote online once your VIN has been assigned, otherwise you have to call.

 

[ofcorona]

I am paying 200$ a month 500 deductible Mid-coverage 22 years old for a Model 3 Performance with one accident 2 years ago. Saved 34% switching from Mercury Insurance.

 

[stonefocus]

Are you sure?

View attachment 539466

Ah, yes. VA is typo. Sunnyvale is a city in California in Bay area

 

[JulienW]

Ah, yes. VA is typo. Sunnyvale is a city in California in Bay area

You can edit it by clicking on your avatar and selecting Personal Details, then change Location.

 

[RayK]

Are you sure?

View attachment 539466

I pointed this out awhile ago: Help me decide: 2017 Model S 75D (or 90D) vs 2018 Model 3 performance

 

[jimikim]

Hey guys - so GEICO jacked up my rate to $2600 for every 6 months and I got a quote from Tesla Insurance to compare and it's $900 for 6 months. I used the same coverage to do the rates ($2500 deductible, $100k/$300k injury). So I started to play around with the numbers and started making the coverage more favorable piece by piece (decreased deductible, increased injury coverage) but the premium did not increase at all. Eventually I just did everything the best coverage ($100 deductible and $1m injury) and the quote is the same! Is this a glitch or error? Anyone else have same experience?