Hi All,
I was told by my alliant rep that I can get GAP only if my loan is 100k or lower. I was also told that if I got GAP coverage, then they would cover the deductible if in an accident (making it sound like not just a total). She gave the example of getting a crack in the windshield (how appropriate) and a scratch on a fender.
The deductible (if we go through insurance) would be covered if I purchase the GAP. Now that I'm looking at the ad, it seems that it's not the GAP that would cover the deductible for the windshield, but it's the Auto Advantage Program that comes free with GAP coverage.
This deal seems worth getting. However, if I claim a windshield breaking or scratch on my fender/bumper...what would that do to my premium? It may not be worth going through insurance, thus not needing GAP (unless car is totaled).
#First world problems