Best to avoid asking but also don’t have a bingleThis is probably more of a concern to those of us "lucky" enough to have got cars already, I don't know how this affects Insurance, but I do know that there are insurance companies in Australia who will not insure anything that has less than a 4 start ANCAP rating. What happens when a car is insured already because it had 5 stars but then loses them all?
To be honest I am too scared of the reply to even ask ask my insurance company...