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Autopilot, Crash and Insurance - Who at Fault?

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I'd say 100% other drivers fault too
"When he got a few feet into my lane there was a collision before I had a chance to react to his encroachment."

It's the other driver's fault. Period.
They attempted to make the lane change when it wasn't safe to do so.

& autopilot is not part of your accident and you shouldn't even mention it in the title... lots of people here seem to only read that part