I got a 75D. Those 1.49 and .99 Tesla deals are long gone. I think best Tesla does is 2.49 or 2.72 these days which is too high and id rather pay cash. People keep betting for the market but personally I feel anything over 2.3% is not worth taking the loan for as the market could gogo downward with anticipation of rising interest rates.
WTF do you bank that they pay our 1.35% on a checking account?If interest rate does rise, so does your checking account. It is already up to 1.35% at local banks. 2.72 over 6 years is like free borrowing. Apple bond pays around that level of you are concern about losing your money at market downturn. It’s like a 6 year hedge
Rates not likely going to change until April 1, I would hold off until last week of March. Treat it like a free lock
Of course that's rather low nowadays. You could get 2% APY CD at Ally and you can get 1.50% at Capital one 360 money market accountNo games or minimum balance