Our credit score is in the 830s lol. Thats more than sufficent. I even sent the pics of your email lol. Most likely the banks are saying wait bruh we cant do that...because you know....banks!I wonder if it has to do with credit score? Or state? Or the mood he is in? Looks like its the same Chris...last name ends with an "n" that I had who did match for the 72 months.