Best interest rate via Tesla financing?

[heyitsme]

Hello,
I cannot PM yet, but could I have a DCU referral code?

pm'ed

 

[tsam23]

DCU added a loan to my account even though I have not return the docusign document, with a payment due date. Will this go away after I decline DCU loan?

View attachment 692270

Yes. But call them that you decline !

 

[lemon]

Same here! Looking for a DCU referral.

 

[el-guapin]

Same here! Looking for a DCU referral.

If you cannot send /Receive PMs, post name and email.

 

[Tessy7]

If you cannot send /Receive PMs, post name and email.

Just PM'd you.

 

[Pakola]

My understanding is that you have to

1) Order as cash
2) Apply for DCU loan once you have the MVPA
3) Once you have docusign documents from DCU switch order to Tesla Financing (30 minutes)
4) Once approved then you need to request the ratematch (24-48 hours) - Matched? Done!!

5) if they don’t match the rate you want switch it to 3rd party financing for DCU
6) Finish/complete the DCU docusign and get the check in hand (next day if done by noon or so)
7) Show up for pickup with both your check and DCU check if you didn’t finance the full amount

Do they take personal checks or cashier's check is better for non financed amount/down payment? I do not want to pay them anything before inspecting the car to accept for delivery.

 

[LukeA]

Nope you need to call them and wait on hold an hour once again in order to make it go away. I recommend you do it sooner instead of later.

For me, I attempted to just reach out via email to avoid being on the phone but received an email back to call the loan department. The day I was going to call, I logged into my account and it was gone. It took approximately 5 business days after rejection and they automatically removed it.

 

[sgalla04]

Do they take personal checks or cashier's check is better for non financed amount/down payment? I do not want to pay them anything before inspecting the car to accept for delivery.

They will validate your routing and account numbers from a personal check and initiate an ACH. This is what I did for my delivery. I was on the same page as you, no need to pay before seeing the car.

 

[el-guapin]

Just PM'd you.

Referral sent.

 

[Thawk]

Does DCU require a referral? I see a place to apply, but see a lot here asking for referrals - curious if it's just a benefit of some kind or a requirement

 

[sgalla04]

Does DCU require a referral? I see a place to apply, but see a lot here asking for referrals - curious if it's just a benefit of some kind or a requirement

Not a requirement. You get $20 back. And the donation to join is $10. So net-net you make $10 and the person referring also gets $10. So it's just a win-win during the process.

 

[gkmanu8]

Has anyone tried Telsa rate match in Texas with DCU for 1.24% and were able to match it? Also, will there be two hard pulls on credit if I decide to rate match? Usually for mortgage, after the first hard pull, you are given 2weeks to shop around. Isn't that the case with Auto loan?

 

[hold]

Has anyone tried Telsa rate match in Texas with DCU for 1.24% and were able to match it? Also, will there be two hard pulls on credit if I decide to rate match? Usually for mortgage, after the first hard pull, you are given 2weeks to shop around. Isn't that the case with Auto loan?

I think you get 30 days to shop around for auto loans.

 

[zvo13]

Hi everyone, I'm waiting on a model Y order and have been looking into financing options. It seems like DCU has the best rates. Does anyone have a referral code they'd be willing to share with me? It would be very much appreciated! Thank you!

 

[el-guapin]

Hi everyone, I'm waiting on a model Y order and have been looking into financing options. It seems like DCU has the best rates. Does anyone have a referral code they'd be willing to share with me? It would be very much appreciated! Thank you!

PM me your name and email. If you cant PM(restrictions) Post your name and email.

 

[zvo13]

Need your full name and email to get a referral sent. If you are OK with posting that info, ill send you a referral.

Thank you so much!!

 

[zvo13]

Hi everyone, I'm waiting on a model Y order and have been looking into financing options. It seems like DCU has the best rates. Does anyone have a referral code they'd be willing to share with me? It would be very much appreciated! Thank you!

Hi all, I received a code so no longer need one. Thank you all for your help!

 

[Wolfhausen]

Signed up for Tesla financing at time of purchase, EDD still in Sept 2021. US Bank gave me a 2.49% rate. How do I take the loan to DCU? I didn't learn about their low rates until after completing the Tesla loan. BTW, I'm a dummy.

 

[sgalla04]

Signed up for Tesla financing at time of purchase, EDD still in Sept 2021. US Bank gave me a 2.49% rate. How do I take the loan to DCU? I didn't learn about their low rates until after completing the Tesla loan. BTW, I'm a dummy.

Read the past several pages of this thread and you’ll have everything you need.

 

[Snik]

So i just went through the DCU process, got approved for the loan. They approved me at 1.24% for 65 months and i want to take that to Tesla to match, but they won't send over the loan documents until i verbally agree to the loan, which they said would actually start the loan interest. So how did people get the term sheet without verbally agreeing to the loan?