I just ran across this thread... Wow! I'm one of the many that stood in line on March 31st to put down my $1k deposit (thinking it was going to make a difference with the eventual delivery date que). I was surprised to hear how high the insurance rates are, many higher than I'm paying for my new Corvette ($580/yr). Hopefully the Model 3 insurance rates will fair better. I'll definitely be checking with my insurance company (USAA) before making a final decision to complete my Model 3 order. I keep running the comparison numbers between a Model 3 and purchasing another Prius, for our run-around-town vehicle. If I'm quoted a high insurance rate for my Model 3 it will certainly will take a bite out of my Tesla enthusiasm.