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At "from 7.99%", Pepper is about twice the rate of mainstream lenders so clearly a lender of last resort.
Thanks! fingers crossed, seems like a few people here have had a smooth experience.Email them via [email protected] with a copy of your order agreement. They will call you.
Dunken in the Tesla Model 3 Australia facebook group posted this
Tesla Model 3 Australia
Peppers just contacted me with this...
"Just thought I’d tell you the good news first, our interest rate has dropped from 4.34% to 3.89% comparison rate."
Anyone can call Pepper Money on 1300 131 572
What is ANZ offering for personal loans?
I wonder if Macquarie will match this rate, given that they are both Tesla financiers and the Tesla website acts as the “universal rate”, and its still at 4.34%. With the last rate change I think it took a little time to update.
I assume Pepper and Macquarie are also ok with an unknown delivery date?
I thought a finance pre-approval would have a time limit, 30 days maybe? And we're still 30+ days out from model 3 deliveries.
I heard all approvals are signed by Lenny PepperidgeI heard Pepper have a 90 day approval window as well
I got an SMS from Pepper Money saying the rate has dropped to 3.89% too.
Because of these changes, I suspect that Tesla must have some agreement with Pepper / Macquarie saying their rate will always be base interest rate + a certain amount of margin. Wonder if we will see another drop if central bank rates drop again as predicted.